Khushhali Microfinance Bank is Hiring for Multiple Positions – Join Pakistan’s Leading Microfinance Bank!

Khushhali Microfinance Bank Limited, Pakistan’s premier microfinance bank, is expanding its team and looking for talented, dedicated, and experienced professionals to join our Corporate Office at Gulberg Greens, Islamabad. We are currently hiring for multiple positions across Audit, Finance, IT, Partnerships, and Financial Inclusion. If you are passionate about financial inclusion and want to make a difference, this is your opportunity to grow with a leading organization.


Available Positions

1. Supervisor Branch Audit
   Location: Gulberg Greens, Islamabad
   Last Date to Apply: Rolling applications – Apply soon!
   
   
   Required Education & Experience:

Part Qualified CA or CMA or ACCA member or PIPFA member or MBA Finance or M.Com, or MA/M.Sc. (Finance or other relevant subjects) from a recognized institution.
Minimum 3 years’ experience of Internal Audit in an audit firm, Microfinance/Commercial bank, large domestic or corporate/multinational organization.


Key Responsibilities:

Supervise and perform assigned internal audit work within given timelines.
Execute full scope/surprise audits of branches, management audits, and special assignments.
Develop audit programs, control tests, identify findings, and draft recommendations.
Prepare draft audit reports, risk rating matrices, and executive summaries.
Review and follow up on action plans for resolution of observations.
Ensure completeness of working papers and audit files.


Skills:

Adept with audit/accounts system, process, and procedures.
Proficient in MS Office Suite.
Working experience of Audit Management system.


Apply: Careers@kb.com.pk (Subject: Supervisor Branch Audit)

2. Senior Manager ADC Technical Services
   Location: Gulberg Greens, Islamabad
   Last Date to Apply: Rolling applications – Apply soon!
   
   
   Key Responsibilities:

Lead, manage, and direct the team to support Raast, IRIS Switch/Host, Call Center Solution, and smooth services.
Take appropriate action to anticipate, investigate, and resolve problems in systems and services.
Responsible for ADC projects and related interfaces and their implementation.
Communicate effectively as a key liaison with end users, vendors, and other parties.
Ensure completion of assigned projects within stipulated timeframe.
Manage all types of Card/ATM/POS related POC/SIT/UAT for all enhancements and new systems.
Supervise and train IT team members involved in project implementation.


Apply: Careers@kb.com.pk (Subject: Senior Manager ADC Technical Services)

3. Accounts Assistant
   Location: Corporate Office, Islamabad
   Last Date to Apply: Rolling applications – Apply soon!
   
   
   Required Education & Experience:

Preferably Master’s in Business Administration, Commerce, Economics, Agriculture, Banking, or Accounting from an HEC recognized/overseas university.
1 year of experience is required.


Key Responsibilities:

Process and record vendor invoices in Oracle Financials (ERP) accurately and timely.
Verify invoices against purchase orders, system receiving, delivery orders, vendor contracts, and management approvals.
Prepare and process payments (cheques and bank transfers).
Process employee advances and their reconciliations.
Maintain and update accounts payable records and ledgers.
Assist in month-end closing (Actual Expenses, Accruals, Prepayments, etc.).
Support audits by providing required documents and information.


Apply: Careers@kb.com.pk (Subject: Accounts Assistant)

4. Manager – Value Chain & Business Partnerships
   Location: Gulberg Greens, Islamabad
   Last Date to Apply: Rolling applications – Apply soon!
   
   
   Required Education & Experience:

Minimum Bachelor’s in Business Administration, Finance, Economics, Management, Agriculture, or related field. Master’s (MBA/MS Finance/MS Management) preferred.
Overall 10+ years experience in supervisory or managerial position with minimum 3 years relevant experience in Value Chains, partnerships, business development, digital banking, fintech, or microfinance.


Key Responsibilities:

Identify and onboard strategic partners aligned with the Bank’s business, digital, and financial inclusion goals.
Manage the full partnership lifecycle from concept to launch and performance monitoring.
Analyze market insights to recommend partnership-driven products and distribution models.
Develop business cases, financial models, and proposals for approvals.
Negotiate pricing, SLAs, and revenue-sharing terms.
Ensure compliance with SBP regulations, internal policies, AML/CFT, and data privacy standards.


Apply: Careers@kb.com.pk (Subject: Manager – Value Chain & Business Partnerships)

5. Supervisor – Financial Inclusion & SBP Reporting
   Location: Gulberg Greens, Islamabad
   Last Date to Apply: Rolling applications – Apply soon!
   
   
   Required Education & Experience:

Bachelor’s degree in Business, Finance, Economics, Social Sciences, Agriculture, or related field (HEC recognized). Master’s (MBA/MS) preferred.
2–3 years in financial inclusion, microfinance, rural finance, or reporting. Experience with SBP DAP portal preferred.


Key Responsibilities:

Design and oversee financial inclusion programs (AFLP, National Financial Literacy Program) across the KMBL network.
Supervise field execution of initiatives like Financial Inclusion Week, women empowerment, and digital finance training.
Prepare and submit accurate reports via SBP’s DAP portal.
Validate data and ensure compliance with regulatory requirements.
Maintain records of activities, training, and outreach.
Prepare MIS reports, dashboards, and summaries.


Apply: Careers@kb.com.pk (Subject: Supervisor – Financial Inclusion & SBP Reporting)

6. Assistant Manager – Management Audit
   Location: Gulberg Greens, Islamabad
   Last Date to Apply: Rolling applications – Apply soon!
   
   
   Required Education & Experience:

CA Inter/Finalist, ACCA (Affiliate), CMA Finalist, MBA (Finance), M.Com, or Bachelor’s degree in relevant field. Certifications such as CIA, CFE, or CIMA are an advantage.
Preference for candidates with experience in internal audit, finance, risk management, internal controls, or banking operations.


Key Responsibilities:

Execute internal audit assignments within defined timelines, ensuring accuracy, objectivity, and compliance with audit standards.
Support audit planning through risk assessments, scoping, and sampling of processes and data.
Perform audit fieldwork, including control testing and verification.
Prepare clear and concise draft audit reports with supporting evidence.
Review management action plans and follow up on implementation of audit recommendations.


Apply: Careers@kb.com.pk (Subject: Assistant Manager – Management Audit)

7. Interim Updates & BB Channel Officer
   Location: Gulberg Greens, Islamabad
   Last Date to Apply: 28th April 2026
   
   
   Required Education & Experience:

Preferably Bachelor’s in Business Administration, Finance, Commerce, or similar discipline from HEC recognized/overseas university. Minimum graduate.
Preferably 1 year of experience in back office processing for a financial institution.


Key Responsibilities:

Overdue intimation letters processing and interim updates.
Ensure overdue intimation letters processing as per set regulatory process.
Centrally dispatch OD intimation letters at customer available addresses.
Assist to generate/extract various reports and prepare data required by Management and Auditors.
Ensure daily files upload of OMNI, MobiCash & EasyPaisa.
Ensure monitoring of eCIB & Tasdeeq Desks processing.


Apply: Careers@kb.com.pk (Subject: Interim Updates & BB Channel Officer)

8. Clearing Reconciliation Officer
   Location: Gulberg Greens, Islamabad
   Last Date to Apply: 28th April 2026
   
   
   Required Education & Experience:

Preferably Bachelor’s degree or equivalent in Finance/Accounts/Commerce or related field from overseas/HEC recognized university.
Preference for candidates with prior banking experience in Finance and Operations. Country level bank reconciliations experience will be added advantage.


Key Responsibilities:

Daily review of NIFT completed by branches via NIFT portal and MCB.
Cross-reference NIFT portal transactions against branch ledgers to identify potential errors or missing entries.
Prepare net-off clearing position and its settlement in concern ledgers.
Coordination with SBP/NIFT for Clearing House workings.
Reconcile and share Partner Bank accounts with F&A department.
Maintain records of monthly clearing invoices/charges (NIFT & Partner Banks) for all branches.


Apply: Careers@kb.com.pk (Subject: Clearing Reconciliation Officer)

Why Join Khushhali Microfinance Bank?

Be part of Pakistan’s premier microfinance bank dedicated to financial inclusion.
Work in a professional, growth-oriented, and socially impactful environment.
Opportunity to develop skills across audit, finance, IT, partnerships, and financial inclusion.
Competitive compensation and benefits package.
Transport Allowance, Day Care Allowance & Flexible Working Hours for eligible female staff.
Inclusive and supportive workplace culture.


How to Apply:
Interested candidates should send their updated CV to:
Careers@kb.com.pk

Important: Mention the exact position title in the subject line of your email as specified above. Only shortlisted candidates will be contacted.

Location: Gulberg Greens, Islamabad (Corporate Office)